Sioux Falls Commercial Auto Insurance

Commercial Auto Insurance insures your commercial and business vehicles for liability coverages for amounts, physical damages, and usage that are not covered by your personal auto insurance policy. This type of business insurance secures a variety of auto vehicles and is also known as fleet insurance, or truck insurance. At Hammerstone Insurance, we have expert insurance agents who will help you find the right Sioux Falls commercial insurance policy you need.

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Hammerstone Insurance, a division of Van Engelenhoven Insurance Solutions, LLC, offers free, comparative quotes on Commercial Auto Insurance from multiple insurance carriers in Sioux Falls so you can get the best possible rate.

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Frequently Asked Questions

What does a standard commercial auto insurance policy cover?

You can expect a typical business vehicle insurance policy to provide you with the following coverage:

Bodily injury liability coverage

This coverage pays for bodily harm or death resulting from a vehicle where you are at fault. It will also offer you legal defense.

Property damage liability coverage

If your vehicle damages another person’s property, this type of insurance coverage will protect you and offer you legal defense.

Medical payments, no-fault or Personal Injury Coverage

This usually covers for the medical expenses of both the driver and passengers in the vehicle incurred as a result of an accident, regardless of fault.

Uninsured motorist coverage

If an uninsured driver hits your commercial vehicle while you are out on the road, uninsured motorist coverage can cover your damage and medical treatment without needing you to sue the at-fault or underinsured driver.

Comprehensive physical damage coverage

This coverage pays for the damage or replacement of your car from vandalism, theft, flood, fire, and all the covered perils.

Collision coverage

Collision coverage pays for the damage caused to your commercial vehicle in a collision accident, regardless of fault.

605.585.7050 | info@hammerstoneinsurance.com | 4802 S Cliff Avenue, Sioux Falls, SD 57103 | Powered by Complete Media, Inc.

Hammerstone Insurance Group, a division of Van Engelenhoven Insurance Solutions, LLC, specializes in Sioux Falls commercial insurance, business insurance, restaurant, contractor, trucking and moving company insurance, apartment and condo insurance, and home healthcare insurance. and auto, home and life insurance.. Licensed in South Dakota, Colorado, Iowa, Minnesota, Nebraska, Wyoming, North Dakota, Kansas, Missouri, North Carolina, Washington, Idaho, Texas, New Jersey.

REGARDING TEXTING TO CLIENTS/PROSPECTS: No mobile phone information or opt-in data will be shared with third parties/affiliates for marketing or promotional purposes. Customers who have opted in to receive text messages can expect to receive messages about [topics - e.g. account notifications, payment notifications, policy renewal reminders, etc]. Customers typically receive no more than 5 messages per month. Messaging rates may apply. You can reply STOP at any time to opt out of text messaging.