Long-Term Disability (LTD)
In the event that an accident or illness prevents an employee from working for an extended period of time, the financial impact can be severe for the employee and employers. Long term disability (LTD) insurance is designed to help cover the employee's expenses while their regular income is interrupted. Flexible plan design options and benefit alternatives are available to meet specific needs. This valuable protection is available with low-cost, tax-deductible premiums.
Short-Term Disability (STD)
A steady income is essential for most people. If an accident or illness interrupts that income, it affects both the employee and employer. Short term disability (STD) insurance is designed to replace a portion of the wages lost when a short term disability occurs. An affordable, flexible short-term insurance plan can provide needed benefits to both the employer and employee.
Hammerstone Insurance, a division of Van Engelenhoven Insurance Solutions, LLC, offers free, comparative quotes on Group Disability Insurance from multiple insurance carriers in Sioux Falls so you can get the best possible rate.
Want to see how much we can save you? Just request a quote to find out.
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Hammerstone Insurance Group, a division of Van Engelenhoven Insurance Solutions, LLC, specializes in Sioux Falls commercial insurance, business insurance, restaurant, contractor, trucking and moving company insurance, apartment and condo insurance, and home healthcare insurance. and auto, home and life insurance.. Licensed in South Dakota, Colorado, Iowa, Minnesota, Nebraska, Wyoming, North Dakota, Kansas, Missouri, North Carolina, Washington, Idaho, Texas, New Jersey.